Alantra advises EBN Banco on a forward flow facility for over €300mn of Equity Release Mortgages

Feb 2025

Sell-side advisory

Value €300mn

Madrid – Alantra closes a new transaction involving the structuring of a forward flow agreement to support the origination of Equity Release Mortgages (ERM) by EBN Banco.

The facility involves a three-year commitment to acquire mortgages from two financial institutions, with a business plan targeting over €300mn in originated volume during this period.

This transaction establishes a scalable funding platform that enables the continued origination of ERM products under an efficient capital structure. The arrangement is supported by robust underwriting standards, comprehensive portfolio management protocols, and the specialized know-how of the participating institutions.

Building on the momentum of our recently closed transaction in France, this deal represents another milestone in the development of the European ERM market. It further reinforces Alantra’s leadership in structured finance and mortgage funding solutions, underscoring our ability to connect local banking institutions with global capital providers and deliver innovative, capital-efficient structures across Europe.