Alantra Advises Arrago on €250mn Forward Flow Agreement and Sale of a French Equity Release Mortgage Portfolio

Mar 2025

Sell-side advisory

Value €250mn

Madrid – Alantra has acted as sole financial advisor to Arrago in a €250mn Forward Flow agreement and the sale of a French Equity Release Mortgage portfolio to a leading international investor.

The transaction comprises both a forward flow facility for the ongoing origination of Equity Release Mortgages and the sale of an existing portfolio, structured under a long-term partnership and defined pricing framework. This innovative structure enables Arrago to continue originating high-quality loans while securing institutional capital to scale its offering. All assets were originated and underwritten by Arrago, reflecting its disciplined risk management and robust operational capabilities.

Equity Release Mortgages are gaining traction across Europe as a compelling solution to the growing financial needs of aging populations. These products empower senior homeowners to access the equity in their homes without having to sell or relocate.

Fernando Fernández-Kelly, Managing Director at Alantra, said: «This transaction represents a breakthrough for the European Equity Release Mortgage market, being the first Equity Release Mortgage Forward Flow agreement in Europe and the first transaction of its kind in France. It also underscores our role as a trusted advisor in structured finance and alternative credit, and our ability to connect fintech innovators with institutional capital.»

Arrago is the leading French fintech focused exclusively on Equity Release Mortgages, offering senior homeowners transparent and flexible financial solutions. By combining advanced data analytics with deep market expertise, Arrago is driving innovation in a traditionally underserved segment of the market.